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المسؤولية المدنية للبنك عن الودائع المودعة لديه pdf

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محتويات المقال

المقدمة والنظام المالي
المسؤولية المدنية للبنك
التحميل

المسؤولية المدنية للبنك عن الودائع المودعة لديه

يعتبر النظام المالي أحد المكونات الأساسية لاقتصاديات أي دولة،فهو يزود المجتمع بخدمات أساسية من خلال العمليات المصرفية التي تقوم بها البنوك،و تعتبر من أهم هذه العمليات قبول الودائع أو تلقي الأموال من الجمهور.

التزامات البنك والمسؤولية المدنية

يترتب عن عقد الوديعة المصرفية سواء كانت نقدية أو غير نقدية إلتزامات في ذمة العميل المودع، وأخرى في ذمة المودع لديه أي البنك، ومتى أخل هذا الأخير بواجباته في مواجهـة الزبون – والتي تعد من أهمها رد محل الوديعة (نقود أو مجوهرات أو أوراق مالية....) للمودع وفقا للشروط المتفق عليها – نشأت في حقه المسؤولية المدنية والتزم بتعويض المودع المضرور عما أصابه من ضرر مادي ومعنوي.

ملاحظة: يعتبر النظام المالي أحد المكونات الأساسية لاقتصاديات أي دولة،فهو يزود المجتمع بخدمات أساسية من خلال العمليات المصرفية.

البنك

الوديعة

المسؤولية المدنية

ضمان الودائع المصرفية

التحميل من هنا

المصدر:

http://dspace.univ-tlemcen.dz/bitstream/112/11595/1/Dbrahami.pdf

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