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القانون رقم 50.20 المتعلق بالتمويلات الصغيرة

المكتبة القانونية العربية

مقدمة حول القانون رقم 50.20 المتعلق بالتمويلات الصغيرة

يعد القانون رقم 50.20 المتعلق بالتمويلات الصغيرة إطاراً تشريعياً مهماً يهدف إلى تنظيم وتطوير قطاع التمويل الأصغر، وذلك في إطار سعي المشرع لتعزيز الشمول المالي وتيسير وصول الفئات الهشة والمقاولات الصغيرة جداً إلى الخدمات التمويلية الأساسية.

يهدف هذا النص القانوني إلى وضع قواعد واضحة لعمل مؤسسات التمويل الأصغر، بما يضمن حماية المستفيدين من هذه القروض من جهة، وضمان استدامة المؤسسات المالية المانحة من جهة أخرى، وذلك عبر ضبط شروط منح التمويلات وتدبير المخاطر المرتبطة بها.

أهمية التشريع في قطاع التمويل

يأتي هذا القانون ليعزز الثقة في النظام المالي غير البنكي، ويساهم في خلق بيئة قانونية محفزة للاستثمار في المشاريع الصغرى، مما يساعد على محاربة الفقر والهشاشة عبر توفير أدوات تمويلية ملائمة للواقع الاقتصادي والاجتماعي.

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القانون رقم 50.20
notes
تمت إضافة محتوى جديد - يتطلب مراجعة يدوية إلزامية قبل الاعتماد النهائي
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